OVERVIEW OF PCI SSC DATA SECURITY STANDARDS

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In an effort to enhance payment card data security, the PCI Security Standards Council (SSC) provides comprehensive standards and supporting materials, which include specification frameworks, tools, measurements, and support resources to help organizations ensure the security of cardholder information at all times. The PCI DSS is the cornerstone of the council, as it provides the necessary framework for developing a complete payment card data security process that encompasses prevention, detection, and appropriate reaction to security incidents.

Tools and Resources Available from PCI SSC:

  1. Self-Assessment Questionnaires to assist organizations in validating their PCI DSS compliance.
  2. PIN Transaction Security (PTS) requirements for device vendors and manufacturers and a list of approved PIN transaction devices.
  3. Payment Application Data Security Standard (PA-DSS) and a list of Validated Payment Applications to help software vendors and others develop secure payment applications.
  4. Public resources: Lists of Qualified Security Assessors (QSAs), Payment Application Qualified Security Assessors (PA-QSAs), Approved Scanning Vendors (ASVs), Internal Security Assessor (ISA) education program

PCI DSS compliance is a daunting task for organizations to meet, especially when the requirements are so detailed and elaborate.  Even companies having the best of resources and genuine intent falter in the process and find it challenging to constantly maintain the standard.

Despite how difficult it is companies should strive to achieve PCI DSS Compliance by meeting all the 12 requirements outlined by the council. This is to prevent breaches and suffering significant consequences. Understanding each of the requirements and also referring to the compliance checklist shared by us in our blogs, organizations can surely achieve and continue to maintain compliance.

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